3D Secure

Hosted Card Capture Solution

3D Secure Scheme

Visa and MasterCard have developed authenticated payment capabilities to improve online transaction security and help encourage the growth of e-commerce and m-commerce, collectively known as 3-D Secure.

Visa and MasterCard have developed authenticated payment capabilities to improve online transaction security and help encourage the growth of e-commerce and m-commerce, collectively known as 3-D Secure.

The 3-D Secure scheme creates a virtual Cardholder Present (CP) environment during Internet transactions, guaranteeing payments for the Merchant and providing a safer e-Commerce, m-Commerce experience for the Cardholder, vastly improving the payments experience for all involved.

MasterCard have implemented their version of 3-D Secure, called ‘MasterCard SecureCode’, while Visa have called their brand ‘Verified by Visa’. Both of these protocols are brand identities of the 3-D Secure Cardholder Authentication Scheme.

Verified by VISA & MasterCard SecureCode
Mobile Payment Security Solutions

Features

  • Supports Verified by Visa and MasterCard SecureCode
  • Pre-accredited with major Acquiring Banks
  • Ease of integration via a Merchant Plug In (MPI) accessed through the existing Oxygen8 XML API
  • The Oxygen8 3-D Secure Solution is owned and maintained by Oxygen8
  • Enables both international and domestic Maestro processing
  • Oxygen8 is a one stop shop for all current and future card schemes participating in 3-D Secure

Benefits

  • Minimise online credit and debit card fraud and customer disputes
  • Obtain relief from fraud liability – receiving chargeback protection on qualifying transactions
  • Reassure Customers that transactions are being handled securely
  • Possibility to negotiate reduced Merchant Service Charges from Acquiring Banks for 3-D
  • Secure transactions
  • No reliance placed on third parties enabling direct technical support and customer service
Minismise Online Credit Card Fraud

Find out how 3D Secure can help you

Oxygen8 UK