Charge to Mobile

Direct Operator Billing

Charge to Mobile

Charge to mobile (also known as Direct Operator Billing, Direct Carrier Billing or simply Carrier Billing) is a payment mechanism whereby the payment for a purchase is offset against the available credit in the purchaser’s prepaid (pay as you go) mobile phone or in the case of a contract (post pay) phone invoiced to the purchaser as an additional component in his mobile phone bill in the next billing cycle.

Charge to mobile (also known as Direct Operator Billing, Direct Carrier Billing or simply Carrier Billing) is a payment mechanism whereby the payment for a purchase is offset against the available credit in the purchaser’s prepaid (pay as you go) mobile phone or in the case of a contract (post pay) phone invoiced to the purchaser as an additional component in his mobile phone bill in the next billing cycle.

The purchaser’s mobile network operator acts as a payment facilitator and settles the funds with the purchaser as well as the merchant.

Charge to mobile does not specifically require an app. The payment mechanism can work on simple sms texts using standard or feature phones. However, an app or HTML 5 communication enhances customer experience especially for smart phone users.

Charge to mobile is of greatest convenience to customers who do not have access to proper banking channels or more specifically payment cards. Such segments include immigrants, teenagers, tourists, or even employees who want to pay for official sundry expenses and avoid the hassle of borrowing cash form employer or going through the hassle of month end reimbursements.

Apart from payments for digital products and in certain cases peer to peer money transfer, customers in UK and some other countries can now also pay for physical goods using the advanced charge to mobile payment mechanism.

Features

  • Fast, easy and safe for merchants and consumers
  • Accept payments on standard or smart phones
  • Integrate with an app, or mobile web page enhance customer experience

Benefits

  • No need for a mobile app. The process works simply by using SMS
Direct Carrier Billing

Find out how Charge to Mobile can help you

Oxygen8 UK